Credit Saint was originally founded in 2004, and the company boasts a rating of A with the Better Business Bureau (BBB) and excellent rankings from third parties, including Consumers Advocate and Consumer Affairs. We are a company composed of a skilled team of professionals with backgrounds in the Mortgage Industry, Debt Negotiation, and Automotive Finance. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or

Apply For A Secured Credit Card

Vance Dotson has the most unique business I’ve ever heard of in credit repair. He’s not an attorney, yet he makes millions suing debt collectors, banks,… Before engaging in credit repair, we provide free consultation on your credit situation. Upon getting started with us, we design a full-proof strategy for the success of your credit repair campaign.

How Do Credit Repair Companies Work?

If you’re afraid that you’ll run up balances on these paid-off accounts again, remove card details from your online shopping accounts and leave the physical cards at home to reduce the risk you’ll use them. Good credit can make it easier to do anything from rent an apartment to qualify for a lower rate on a car loan. On the other hand, bad credit can be an obstacle to achieving your goals. From consumers like you, to small business owners, to world wide institutions.

You can schedule a free consultation in English or Spanish, and once enrolled in the program, a Credit Pros specialist will begin addressing inaccuracies on your credit report in three to five business days. Some Credit Pros plans come with additional services like three-bureau credit reports and the option to apply for a credit builder loan. Credit repair is the legal process of reviewing and addressing inaccurate, outdated, or unverifiable information on your credit report. These errors may be lowering your credit score and affecting your ability to qualify for credit, loans, housing, or jobs. With all this being said, there are plenty of reputable credit repair companies out there, including firms that promote upfront and transparent pricing and offer a satisfaction guarantee. If you’re looking for help repairing your credit, the key is finding the best credit repair services out there and choosing the one that aligns best with your needs.

Morgan Wealth Management Branch or check out our latest online investing features, offers, promotions, and coupons. creditrepair of security features can help you protect your info, money and give you peace of mind. See how we’re dedicated to helping protect you, your accounts and your loved ones from financial abuse.

Also, learn about the common tricks scammers are using to help you stay one step ahead of them. If you see unauthorized charges or believe your account was compromised contact us right away to report fraud. Our AI reviews your credit report and finds what’s slowing you down.

Look for companies with a proven track record of helping clients and those that align with your specific credit repair goals. However, Pyramid eventually added its own credit repair services to its plans, and it now operates as a full-service credit repair company. The best credit repair agencies can help you find inaccuracies on your credit report and get the clean slate you’ve always wanted.

BBB recommends thorough research before deciding which is the best solution. If you’re looking to track your progress and get more insights into your credit, CreditWise might be helpful. And if you’re looking for a credit card to help you build credit with responsible use, check out credit cards for fair credit from Capital One. They can help you manage your debt, discuss debt relief options (like a debt management plan or consolidation), and help you develop a realistic budget. Credit utilization, the percentage of your available credit that you’re using, plays a significant role in your credit score (accounting for 30% of your FICO score and 20% of your VantageScore).